/* ==========================================================================
   EverCare Insurance — stylesheet rebuilt to match theevercareinsurance.com
   Fonts: Oswald (headings, uppercase) + Archivo (body)
   Navy #023e8a · Cyan #0096c7 · square corners
   ========================================================================== */
:root{
  --navy:#023e8a;
  --navy-deep:#0a1e5e;
  --navy-mid:#1b4fa0;
  --cyan:#0096c7;
  --cyan-light:#90e0ef;
  --ink:#1c1f26;
  --body:#8d8d8d;
  --line:#e6e8ec;
  --bg:#ffffff;
  --bg-soft:#f4f5f7;
  --maxw:1240px;
  --head:"Oswald", "Arial Narrow", sans-serif;
  --font:"Archivo", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  --shadow:0 20px 50px rgba(2,32,80,.18);
  --shadow-sm:0 6px 20px rgba(2,32,80,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--body);background:var(--bg);font-size:17px;line-height:1.75;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--cyan);text-decoration:none}
a:hover{text-decoration:none;opacity:.9}
h1,h2,h3,h4{font-family:var(--head);color:var(--ink);margin:0 0 .5em;line-height:1.12;font-weight:600}
h1{font-size:clamp(2.2rem,4.4vw,3.5rem)}
h2{font-size:clamp(1.7rem,3vw,2.5rem)}
h3{font-size:1.4rem}
p{margin:0 0 1rem}
.container{max-width:var(--maxw);margin:0 auto;padding:0 26px}
.eyebrow{font-family:var(--head);font-weight:500;text-transform:uppercase;letter-spacing:1px;font-size:.85rem;color:var(--cyan);display:block;margin-bottom:.9rem}
.section{padding:84px 0}
.section-soft{background:var(--bg-soft)}
.center{text-align:center}
.lead{font-size:1.06rem}

/* Buttons — square, Oswald, uppercase */
.btn{display:inline-flex;align-items:center;gap:.55rem;font-family:var(--head);font-weight:600;text-transform:uppercase;letter-spacing:.5px;font-size:1rem;padding:15px 34px;border:2px solid transparent;border-radius:0;cursor:pointer;transition:transform .15s ease,background .15s ease,box-shadow .15s ease;line-height:1}
.btn:hover{transform:translateY(-2px);opacity:1}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:#032f68;color:#fff}
.btn-cyan{background:var(--cyan);color:#fff}
.btn-cyan:hover{background:#0782ad;color:#fff}
.btn-outline-white{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.btn-outline-white:hover{background:rgba(255,255,255,.12);color:#fff}
.btn-lg{padding:17px 40px;font-size:1.05rem}

/* Top bar */
.topbar{background:linear-gradient(90deg,#023e8a 0%,#3a54a4 60%,#8f98c9 100%);color:#eaf0fb;font-size:.86rem}
.topbar .container{display:flex;align-items:center;justify-content:space-between;height:44px;gap:20px}
.topbar .tb-left{display:flex;gap:26px;align-items:center;flex-wrap:wrap}
.topbar a{color:#eaf0fb}
.topbar .tb-item{display:inline-flex;align-items:center;gap:8px;letter-spacing:.3px}
.topbar .socials{display:flex;gap:14px}
.topbar .socials a{opacity:.9}

/* Header */
.site-header{position:sticky;top:0;z-index:60;background:#fff;border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:92px;gap:20px}
.brand{display:flex;align-items:center;gap:12px}
.brand-logo{height:64px;width:auto;flex:none}
.brand-fallback{display:flex;align-items:center;gap:10px}
.brand-shield{width:46px;height:56px;flex:none}
.brand-word{font-family:var(--head);font-weight:600;color:var(--navy);line-height:1;letter-spacing:.5px}
.brand-word b{display:block;font-size:1.35rem;letter-spacing:3px}
.brand-word small{display:block;font-size:.56rem;letter-spacing:2.5px;color:var(--cyan);margin-top:3px}
.nav-links{display:flex;align-items:center;gap:6px;list-style:none;margin:0;padding:0}
.nav-links a{font-family:var(--head);font-weight:500;text-transform:uppercase;letter-spacing:.6px;font-size:.92rem;color:var(--ink);padding:10px 14px}
.nav-links a:hover,.nav-links a.active{color:var(--cyan)}
.nav-cta{display:flex;align-items:center;gap:12px}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px}
.nav-toggle span{display:block;width:26px;height:2px;background:var(--navy);margin:6px 0;border-radius:2px}

/* Hero */
.hero{position:relative;overflow:hidden;background:linear-gradient(103deg,#023e8a 0%,#274f9f 42%,#b6bfe0 100%);color:#fff}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center;min-height:560px;padding:70px 0}
.hero .eyebrow{color:var(--cyan-light)}
.hero h1{color:#fff;margin-bottom:1rem}
.hero p{color:#e4ebf8;max-width:560px}
.hero-cta{margin-top:26px;display:flex;gap:14px;flex-wrap:wrap}
.hero-media{position:relative;min-height:360px;border-radius:2px;overflow:hidden;box-shadow:var(--shadow)}
.hero-media video,.hero-media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.hero-media .placeholder{position:absolute;inset:0;display:grid;place-items:center;background:rgba(255,255,255,.06);border:1px dashed rgba(255,255,255,.4);color:#dfe8fb;font-size:.9rem;text-align:center;padding:20px}

/* Overlapping image composition */
.overlap{position:relative;padding-bottom:70px;padding-right:40px}
.overlap-back{width:82%;border-radius:2px;box-shadow:var(--shadow-sm)}
.overlap-front{position:absolute;right:0;bottom:0;width:56%;border:8px solid #fff;border-radius:2px;box-shadow:var(--shadow)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split.rev .split-text{order:2}

/* Two-tone ACA / Medicare block */
.duo{display:grid;grid-template-columns:1fr 1fr;max-width:var(--maxw);margin:0 auto;box-shadow:var(--shadow)}
.duo .col{padding:56px 52px;color:#dfe8fb}
.duo .col h3{color:#fff;font-size:1.55rem;margin-top:14px}
.duo .col p{color:#cdd9f2;font-size:.97rem;margin:0}
.duo .col.aca{background:var(--navy-mid)}
.duo .col.med{background:var(--navy-deep)}
.duo .ic{width:64px;height:64px;border-radius:50%;background:#fff;display:grid;place-items:center;color:var(--navy);font-size:1.6rem}

/* Products (explicit aligned columns — matches live site: flat white cards, no shadow, 50px pad) */
.products{background:#ebedf0;position:relative}
.prod-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;align-items:start}
.prod-col{display:flex;flex-direction:column;gap:24px}
@media(max-width:900px){.prod-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.prod-grid{grid-template-columns:1fr}}
.prod-card{background:#fff;padding:50px 46px;box-shadow:none;border-radius:0}
@media(max-width:560px){.prod-card{padding:34px 28px}}
.prod-card .ic{color:var(--cyan);font-size:2rem;margin-bottom:14px}
.prod-card h3{color:var(--ink);font-size:1.35rem;margin-bottom:.5rem}
.prod-card p{margin:0;font-size:.96rem}

/* Newsletter band */
.newsletter{position:relative;overflow:hidden;background:linear-gradient(100deg,#023e8a,#1b4fa0);color:#fff;border-radius:2px}
.newsletter::before{content:"";position:absolute;inset:0;background:url('img/photo-b.jpg') center/cover;opacity:.14;z-index:0}
.newsletter .inner{position:relative;z-index:1;display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap;padding:40px 46px}
.newsletter h2{color:#fff;margin:0}
.newsletter form{display:flex;gap:0;flex:1;min-width:320px;max-width:620px}
.newsletter input{flex:1;padding:16px 18px;border:0;font-family:var(--font);font-size:1rem}
.newsletter button{border:0}

/* Footer */
.site-footer{position:relative;overflow:hidden;background:linear-gradient(115deg,#0a1e5e 0%,#023e8a 55%,#0a74bd 100%);color:#c9d6ee;padding:66px 0 26px}
.site-footer::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:44px 44px;opacity:.5;z-index:0}
.site-footer .container{position:relative;z-index:1}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1.2fr 1fr;gap:36px}
.footer-grid h4{font-family:var(--head);color:#fff;font-size:1.15rem;letter-spacing:.5px;margin-bottom:16px}
.footer-brand h4{font-size:1.5rem}
.footer-brand p{color:#b7c6e6;font-size:.9rem;line-height:1.7}
.footer-col ul{list-style:none;padding:0;margin:0}
.footer-col li{margin-bottom:11px}
.footer-col a{color:#cfdbf1}
.foot-info li{display:flex;gap:10px;align-items:flex-start;color:#cfdbf1;margin-bottom:14px;font-size:.92rem}
.footer-bottom{border-top:1px solid rgba(255,255,255,.16);margin-top:40px;padding-top:22px;display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.footer-bottom .copy{font-family:var(--head);text-transform:uppercase;letter-spacing:.6px;font-size:.8rem;color:#b7c6e6}
.foot-socials{display:flex;gap:10px}
.foot-socials a{width:34px;height:34px;display:grid;place-items:center;background:var(--cyan);color:#fff;border-radius:4px}

/* Motion */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.08s}.reveal.d2{transition-delay:.16s}.reveal.d3{transition-delay:.24s}.reveal.d4{transition-delay:.32s}
.ken-burns{animation:kb 22s ease-in-out infinite alternate}
@keyframes kb{from{transform:scale(1.03)}to{transform:scale(1.14)}}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}.ken-burns{animation:none}}

@media(max-width:960px){
  .hero-grid,.split,.duo,.footer-grid{grid-template-columns:1fr}
  .split.rev .split-text{order:0}
  .duo .col{padding:40px 34px}
  .nav-links{display:none}
  .nav-toggle{display:block}
  .nav-links.open{display:flex;flex-direction:column;align-items:stretch;position:absolute;top:92px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:14px 26px;box-shadow:var(--shadow-sm)}
  .footer-grid{gap:28px}
  .topbar .tb-left{gap:16px}
}
@media(max-width:560px){
  .section{padding:56px 0}
  .newsletter form{min-width:100%}
  .overlap{padding-right:20px}
}

/* Full-bleed hero video variant (matches live site) */
.hero.hero-video{background:#023e8a}
.hero.hero-video .hero-vid{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.hero.hero-video .hero-overlay{position:absolute;inset:0;z-index:1;background:linear-gradient(100deg,rgba(2,62,138,.94) 0%,rgba(39,79,159,.80) 42%,rgba(120,140,205,.42) 100%)}
.hero.hero-video .hero-inner{position:relative;z-index:2;max-width:620px;padding:110px 0}

/* Real logo + line icons */
.brand-logo{height:74px;width:auto;display:block}
.prod-card .ic-img{width:58px;height:58px;object-fit:contain;display:block;margin-bottom:14px}
.duo .ic img{width:38px;height:38px;object-fit:contain;display:block}

/* ===== Medicare page components ===== */
.hero-photo{position:relative;overflow:hidden;background:#023e8a;color:#fff}
.hero-photo .hero-vid,.hero-photo .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.hero-photo .hero-overlay{position:absolute;inset:0;z-index:1;background:linear-gradient(100deg,rgba(2,62,138,.90) 0%,rgba(10,30,94,.78) 55%,rgba(10,30,94,.55) 100%)}
.hero-photo .hero-inner{position:relative;z-index:2;max-width:640px;padding:120px 0}
.hero-photo h1{color:#fff}
.hero-bullets{list-style:none;padding:0;margin:18px 0 26px}
.hero-bullets li{color:#e4ebf8;margin-bottom:10px;padding-left:30px;position:relative}
.hero-bullets li::before{content:"✓";position:absolute;left:0;color:var(--cyan-light);font-weight:700}

.featbar{display:grid;grid-template-columns:repeat(4,1fr);max-width:var(--maxw);margin:-70px auto 0;position:relative;z-index:5;box-shadow:var(--shadow)}
.featbar .fb{display:flex;align-items:center;gap:12px;padding:26px 24px;color:#fff;font-family:var(--head);font-weight:600;font-size:1.05rem}
.featbar .fb:nth-child(odd){background:var(--navy-mid)}
.featbar .fb:nth-child(even){background:var(--navy-deep)}
.featbar .fb img{width:34px;height:34px;object-fit:contain;flex:none}
@media(max-width:900px){.featbar{grid-template-columns:1fr 1fr;margin-top:0}}
@media(max-width:520px){.featbar{grid-template-columns:1fr}}

.step-list{list-style:none;padding:0;margin:8px 0 22px}
.step-list li{position:relative;padding-left:32px;margin-bottom:12px;color:var(--body)}
.step-list li::before{content:"✓";position:absolute;left:0;color:var(--cyan);font-weight:800}
.step-list b{color:var(--ink)}
.bar-title{border-left:5px solid var(--cyan);padding-left:14px;margin-bottom:14px}

.mopts{position:relative;overflow:hidden;background:linear-gradient(120deg,#0a1e5e,#023e8a 60%,#0a63a8);color:#fff}
.mopts::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:44px 44px;opacity:.5}
.mopts .container{position:relative;z-index:1}
.mopts h2{color:#fff;text-align:center;margin-bottom:40px}
.mcards{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
@media(max-width:820px){.mcards{grid-template-columns:1fr}}
.mcard{background:#fff;padding:36px 30px;text-align:center;box-shadow:var(--shadow-sm)}
.mcard h3{color:var(--ink)}
.mcard p{color:var(--body);margin:0}
.mcard.hi{background:var(--cyan);color:#fff}
.mcard.hi h3,.mcard.hi p{color:#fff}

.cmp{width:100%;border-collapse:collapse;font-size:.98rem;box-shadow:var(--shadow-sm)}
.cmp th{background:#dcecf7;color:var(--ink);text-align:left;padding:14px 18px;font-family:var(--head);font-weight:600}
.cmp td{padding:13px 18px;border-top:1px solid var(--line);color:var(--body)}
.cmp tr:nth-child(even) td{background:#f7f9fb}
.cmp td:first-child{color:var(--ink);font-weight:500}

.enroll{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
@media(max-width:820px){.enroll{grid-template-columns:1fr}}
.enroll .ec{background:#fff;border-top:4px solid var(--cyan);padding:26px 24px;box-shadow:var(--shadow-sm)}
.enroll .ec h3{color:var(--ink);font-size:1.2rem}
.enroll .ec p{margin:0;color:var(--body)}
.enroll .ec b{color:var(--navy)}

/* ===== Contact form ===== */
.contact-wrap{display:grid;grid-template-columns:.85fr 1.15fr;gap:40px;align-items:start}
@media(max-width:820px){.contact-wrap{grid-template-columns:1fr}}
.contact-info .ci{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid var(--line);padding:18px 20px;margin-bottom:16px;box-shadow:var(--shadow-sm)}
.contact-info .ci .ico{font-size:1.3rem}
.contact-info .ci b{display:block;color:var(--ink);font-family:var(--head)}
.contact-info .ci span{font-size:.9rem}
.form-card{background:#fff;border:1px solid var(--line);padding:32px;box-shadow:var(--shadow-sm)}
.field{margin-bottom:14px}
.field label{display:block;font-family:var(--head);font-weight:500;text-transform:uppercase;letter-spacing:.5px;font-size:.76rem;color:var(--ink);margin-bottom:6px}
.field input,.field textarea{width:100%;padding:13px 14px;border:1.5px solid var(--line);font-family:var(--font);font-size:1rem;color:var(--ink);border-radius:0;background:#fff}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--cyan);box-shadow:0 0 0 3px rgba(0,150,199,.12)}
.field textarea{min-height:120px;resize:vertical}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:520px){.grid2{grid-template-columns:1fr}}
.req{color:#c0392b}
.consent{display:flex;gap:11px;align-items:flex-start;background:var(--bg-soft);border:1px solid var(--line);padding:14px 16px;margin:8px 0 6px}
.consent input{margin-top:4px;width:18px;height:18px;flex:none}
.consent label{font-size:.8rem;color:var(--body);line-height:1.55;font-weight:400;text-transform:none;letter-spacing:normal;margin:0}
.form-note{font-size:.76rem;color:#9aa7b3;margin-top:10px;line-height:1.5}
.form-status{margin-top:12px;font-weight:600}
.form-status.ok{color:#1a8f5a}.form-status.err{color:#c0392b}

/* ===== Legal pages ===== */
.legal-hero{background:linear-gradient(103deg,#023e8a 0%,#274f9f 60%,#3a63ad 100%);color:#fff;padding:64px 0 44px}
.legal-hero h1{color:#fff;margin:0}
.legal-hero .updated{color:#cfdcf4;font-size:.9rem;margin-top:8px}
.legal-hero .breadcrumb{color:#bcd0ee;font-size:.85rem;margin-bottom:10px}
.legal-hero .breadcrumb a{color:#e6eefb}
.legal{padding:56px 0 84px}
.legal .container{max-width:900px}
.legal h2{font-size:1.35rem;margin-top:2.2rem;color:var(--ink)}
.legal h3{font-size:1.08rem;margin-top:1.5rem;color:var(--ink)}
.legal p,.legal li{color:var(--body)}
.legal .callout{background:#eaf5fb;border-left:4px solid var(--cyan);padding:16px 20px;margin:20px 0}
.legal .callout p:last-child{margin-bottom:0}
.legal .toc{background:var(--bg-soft);border:1px solid var(--line);padding:18px 22px;margin-bottom:24px}
.legal .toc ul{columns:2;margin:8px 0 0}
@media(max-width:560px){.legal .toc ul{columns:1}}

/* ===== Extra motion: directional reveals + hover ===== */
.reveal-left{opacity:0;transform:translateX(-46px);transition:opacity .8s ease,transform .8s ease}
.reveal-right{opacity:0;transform:translateX(46px);transition:opacity .8s ease,transform .8s ease}
.reveal-left.in,.reveal-right.in{opacity:1;transform:none}
.reveal-left.d2{transition-delay:.14s}.reveal-right.d2{transition-delay:.14s}
@media (prefers-reduced-motion:reduce){.reveal-left,.reveal-right{opacity:1;transform:none;transition:none}}

/* Card hover lift + icon pop */
.prod-card{transition:transform .22s ease,box-shadow .22s ease}
.prod-card:hover{transform:translateY(-8px);box-shadow:var(--shadow)}
.ic-img{transition:transform .22s ease}
.prod-card:hover .ic-img{transform:scale(1.12)}
.mcard{transition:transform .22s ease,box-shadow .22s ease}
.mcard:hover{transform:translateY(-8px);box-shadow:var(--shadow)}
.mcard.hi:hover{background:#0782ad}
.ci{transition:transform .18s ease,box-shadow .18s ease}
.ci:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.ec{transition:transform .2s ease,box-shadow .2s ease}
.ec:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.enroll .ec:hover{border-top-color:var(--navy)}
.featbar .fb{transition:transform .2s ease,filter .2s ease}
.featbar .fb:hover{transform:translateY(-4px);filter:brightness(1.12)}
.duo .col{transition:filter .25s ease}
.duo .col:hover{filter:brightness(1.08)}
.overlap-front{transition:transform .35s ease}
.split-media:hover .overlap-front{transform:translate(-6px,-8px)}
.duo .ic img{transition:transform .25s ease}
.duo .col:hover .ic img{transform:scale(1.1)}

/* Social icons */
.topbar .socials a{display:inline-flex;align-items:center}
.topbar .socials a svg{width:15px;height:15px;fill:currentColor;display:block}
.foot-socials a svg{width:16px;height:16px;fill:currentColor;display:block}
.foot-socials a{transition:transform .18s ease,background .18s ease}
.foot-socials a:hover{transform:translateY(-2px);background:#0782ad}
.reveal-up{opacity:0;transform:translateY(26px);transition:opacity .7s ease,transform .7s ease}
.reveal-up.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal-up{opacity:1;transform:none;transition:none}}
.prod-grid-2{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:24px}
@media(max-width:900px){.prod-grid-2{grid-template-columns:1fr}}