Licensed Agents
Local Support
Annual Reviews
No-Cost Guidance
Whether you're new to Medicare, reviewing your current plan, eligible due to disability, or helping a family member, EverCare makes the process simple and personal.
All-in-one plans from private insurers that include hospital (Part A), medical (Part B), and often prescriptions (Part D), with extras like dental/vision in many plans.
Standalone drug coverage that works with Original Medicare; helps protect against unexpected medication costs.
Optional policies that help pay some out-of-pocket costs not covered by Original Medicare (like copays and deductibles).
| Feature | Original Medicare + Medigap + (optional) Part D | Medicare Advantage (Part C) |
|---|---|---|
| Doctor/Hospital Coverage | Yes (Parts A & B) | Yes (A & B within plan) |
| Prescription Drugs | Part D plan needed | Often included |
| Out-of-Pocket Predictability | Medigap helps stabilize costs | Annual max out-of-pocket |
| Extras (Dental/Vision/Hearing) | Typically not included | Often included |
| Network | Broad (varies) | Plan network (HMO/PPO) |
October 15 – December 7 each year (review and change coverage).
January 1 – March 31 (one plan change if you're in an MA plan).
Certain life events (e.g., move, loss of other coverage) may qualify you for a change outside these windows.